How to Wear It: Frank Lyman Jungle Pattern Dress

 J. Crew Downing Tote, $168.00

Beachy doesn't have to be bummy, as evidenced by this sizzling combination. The wild pattern of the dress remains the focal point when you add neutral leather shoes and a tote, with the gold jewelry providing some Miami-inspired luxury. Top it off with a cool pair of Aviators and you can bum all you want (while looking pretty damn good).